Your Mind is Like a Garden – Post 509

If you have been following this blog for any time you know that I write frequently about the power the mind has over our destiny. I truly believe that what we think about most is what manifest in our life. James Allen in his book “As a Man Thinketh” discusses how our mind is like a garden and whatever we allow to take root in our mind affects the outcome of our future.

He says, “Just as a gardener cultivates his plot, keeping it free from weeds, and growing the flowers and fruits, which he requires, so may a man tend the garden of his mind, weeding out all the wrong, useless, and impure thoughts, and cultivating toward perfection the flowers and fruits of right, useful, and pure thoughts. By pursuing this process, a man sooner or later discovers that he is the master gardener of his soul, the director of his life. He also reveals, within himself, the laws of thought, and understands, with ever-increasing accuracy, how the thought-forces and mind-elements operate in the shaping of his character, circumstances, and destiny.”

You can control your own destiny by controlling what goes into your mind. All  of the books you read, the thoughts you think, the TV you watch, the conversations you participate in, the people you associate with, and the music you listen to, these all combine to create your future.

What are you doing to sow the seeds for the life you want five years from now? Ten years from now?

Lets Talk! Contact me by visiting http://AIMHighWithKeith.com

Advertisements

What’s the TRUE cost of identity theft? – Post 508

What’s the TRUE cost of identity theft?

There is NO WAY to protect yourself from a data breach. Identity and Credit Theft are some of the fastest growing crimes in America today. Obviously, protecting yourself from them both is now more important than ever!

idtheft

Protect you and your family now!. See this article on Equifax massive breach. Odds are, your private information is being sold.

Equifax says a giant cybersecurity breach compromised the personal information of as many as 143 million Americans — almost half the country.

Cyber criminals have accessed sensitive information — including names, social security numbers, birth dates, addresses, and the numbers of some driver’s licenses.

Additionally, Equifax said that credit card numbers for about 209,000 U.S. customers were exposed, as was “personal identifying information” on roughly 182,000 U.S. customers involved in credit report disputes. Residents in the U.K. and Canada were also impacted.

The breach occurred between mid-May and July, Equifax said. The company said it discovered the hack on July 29.

The data breach is one of the worst ever, by its reach and by the kind of information exposed to the public.

“This is clearly a disappointing event for our company, and one that strikes at the heart of who we are and what we do,” said Equifax chairman and CEO Richard F. Smith.

Equifax is one of three nationwide credit-reporting companies that track and rates the financial history of U.S. consumers. The companies are supplied with data about loans, loan payments and credit cards, as well as information on everything from child support payments, credit limits, missed rent and utilities payments, addresses and employer history, which all factor into credit scores.
Unlike other data breaches, not all of the people affected by the Equifax breach may be aware that they’re customers of the company. Equifax gets its data from credit card companies, banks, retailers, and lenders who report on the credit activity of individuals to credit reporting agencies, as well as by purchasing public records.

Equifax is mailing notices to people whose credit cards or dispute documents were affected.

It also says that consumers can check to see if they’ve potentially been impacted by submitting their name and the last six digits of their social security number. Users are given a date when they will be enrolled in free identity theft protection and credit file monitoring services. Equifax did not immediately reply to CNN Tech’s request for more information about the process.

“This is reason Number 10,000 to check your online bank statements and credit card statements on a regular basis, ideally weekly,” said Matt Schulz, senior industry analyst at CreditCards. com. “Bad guys can be very patient, so it’s important to keep an eye out long after this story fades from the headlines.”

Again, with all this in mind. I SAY PROTECT YOU AND YOUR FAMILY 🙂

That’s why I use Youngevity Protect Identity and Credit Monitoring. Youngevity Protect’s mission is to provide the highest level of identity protection and service possible. With two levels of defense, Identity Theft programs help halt fraud before any real damage is done by detecting harmful use of personal information, and tools to proactively defend my identity, and guaranteeing 100% satisfaction restoration in the event of a breach.

Protect your identity and credit. Plus receive $1m in coverage. To see how it compares to lifelock visit: https://lnkd.in/eAvqe5B (just one of many products offered through AIM High Business Solutions.

 

DEDICATE YOURSELF TO EXCELLENCE – Post 507

NO MATTER WHAT THE SITUATION

Have you ever had to do something you didn’t want to do at work or at home and found yourself grumbling and pouting through the entire thing? It seemed as if the work would never get done. The truth is, sometimes we all have to do things we don’t want to do…all of us. But instead of complaining and being miserable make sure, no matter what you’re doing, to have fun.

The fact is that if something has to get done, it has to get done. And if we have to do it we have two choices:

  • we can be the martyr (they’re always fun to be around) and huff and puff through the whole thing asking: Why me?”
  • or we can decide to make everything a fun task and make a game out it.

Take pride in everything that you do. People will notice your dedication to excellence, your contagious enthusiasm and your positive attitude. And even if they don’t, you will feel better about yourself and your work.

Real leaders forever need bigger and more irresistible challenges.

What tasks do you absolutely loathe doing? Is it paperwork? Mowing the lawn? We all have jobs we don’t enjoy. And if you cannot hire someone to do it, then you’ll have to step up to the plate and get the job done. Why not put a smile on your face while you’re doing it?

For homework I want you to think of 5-10 jobs you don’t enjoy doing. That should be pretty easy. At the top of each page write one job per page in your journal or notebook. Under each job number 1-10. Now, I want you to think about these tasks in a different way. Let’s say you don’t want to mow the lawn; beside numbers 1-10, list the positive results that occur once the lawn is mowed. For example:

  1. The yard looks beautiful. 
  2. The dog enjoys rolling in the freshly cut grass. 
  3. My family and I can play Frisbee or toss a football. 
  4. The smells are wonderful. 
  5. My friends comment on how great the yard looks, etc.

Looking at the positive results that come out of doing a task will help you become more motivated to get the job done.

Using the above exercise, write down the tasks that you do not like to do in your business. (I’ll bet you can think of at least one). Then, as in the above exercise, list at least 5 positive results that will occur when you do a task you do not like to do.

Let’s say one of the tasks is picking up the phone to call people to set an appointment. Chances are, if you don’t like doing that task, you probably put off doing it, or simply don’t do it. Write down at least 5 positive results that can happen to your business if you make 5 prospecting phone calls a day.

Is there another task you do not like to do in your business? If so, keep going through the exercise.

Everyone who works does things they do not like to do. That being the case, would you rather spend the next 10, 20, 30, or 40 years doing things you do not like doing?

OR, would you rather jump in to your business and set new goals, stay committed and focused, put in the required effort, do the right things (even though you don’t like doing some of those things) for a period of the next 2 to 5 years and build an income that will pay you each year for the rest of your life? Liking it is not a requirement. We all do things we don’t like to do in whatever line of work we are involved in. We do those things because we have to in order to get paid. The question is – How long do you want to do it? A few short years that will fly by fast, or 2 to 4 decades?</sp

THE MAJOR OBSTACLE TO FINANCIAL SUCCESS – Post 506

money-attitudeTHE MAJOR OBSTACLE TO FINANCIAL SUCCESS – By Brian Tracy

The major mental obstacle to financial success is that some people believe that they don’t really deserve to be rich.

THE BIGGEST DEMOTIVATOR OF ALL

They have been raised with a steady drumbeat of destructive criticism, as I was, that has led them to conclude, at an unconscious level that they don’t really deserve to be successful and happy. The worst effect of negative experiences in childhood, which are all too common, is that when people actually do succeed as the result of hard,  they feel guilty. These guilt feelings then cause them to do things to get rid of the money, to throw it away. They spend it or invest it foolishly. They lend it, lose it or give it away. They engage in self-sabotage, in the form of overeating, excessive drinking, drug usage, and marital infidelity and often dramatic personality changes. To change your results with money, you have to change your attitude toward it.

TREAT MONEY WITH CARE AD ATTENTION

The fact is that money is very much like a lover. It must be courted and coaxed and flattered and treated with care and attention. It gravitates toward people who respect it and value it and are capable of doing worthwhile things with it. It flows through the fingers and flees from people who do not understand it, or who not take proper care of it.

BECOME SKILLED WITH MONEY

Sometimes people say that they are not very good with money. But being good with money is a skill that anyone can learn through practice. Usually, saying that one is not very good with money is merely an excuse or a rationalization for the fact that the person is not very successful or disciplined with money. The person has not learned how to acquire it or to hold on to it.

BE A NO-LIMIT THINKER

The starting point of accumulating money is for you to believe that you have an unlimited capacity to obtain all the money that you will ever need. Look upon yourself as a financial success just waiting for a place to happen. And see yourself as deserving all you can honestly acquire.

OPEN ANY DOOR

Money is good. Money gives you choices and enables you to live your life the way you want to live it. Money opens doors for you that would have been closed in its absence. But just like anything, an obsession can be hurtful. If a person becomes so preoccupied with money that he loses sight of the fact that money is merely a tool that is to be used to acquire happiness, then money becomes a harmful thing.

MONEY IS NEUTRAL

The Bible says, “The love of money is the root of all evil.” It doesn’t say, “Money is the root of all evil.” It says, “The love of money is the root of all evil.” It is the preoccupation with money, to the exclusion to of the really important things in life that is the problem, not the money itself. Money is essential to our lives in society. It is also neutral. It is neither good nor bad. It is only the way that it is acquired and the uses to which it is put that determines whether it is helpful or hurtful.

ACTION EXERCISES

First, recognize and accept that virtually everyone who has money today at one time was broke and probably broke for a long time. Then they learned the skills of accumulating money and they are now financially independent. Whatever they have done, you can probably do as well.

Second, become a student of money from this day forward. Study it, learn about it and apply the lessons you discover toward your own financial life until you begin to attract more and more money in your direction.

 

You Don’t Have to Love What You Do… – Post 505

Rohn: You Don’t Have to Love What You Do……but you have to love the opportunity.

Jim Rohn September 20, 2015

You have to love what you do, that’s what people say. But that’s not necessarily true. What is true is that you have to love the opportunity—the opportunity to build life, future, health, success and fortune. Knocking on someone’s door may not be something you love to do, but you love the opportunity of what might be behind it.

A guy says, “I’m digging ditches. Should I love digging ditches?” The answer? No, you don’t have to love digging ditches, but if it is your first entry onto the ladder of success, you should be thinking, I’m glad somebody gave me the opportunity to dig ditches, and I’m going to do it so well, I won’t be here long.

You can be inspired by just having found something, even though you are making mistakes in the beginning and even though it is not ideal, taking on a new discipline that you haven’t learned yet. You don’t have to love it, you just have to learn to appreciate the opportunity—and the person who believed in you before you believed in yourself, the person who brought you the good news, who found you. 

If you will embrace the disciplines associated with the new opportunity, you will soon find that your self-confidence starts to grow, that you go from being a skeptic to being a believer. And, soon, when you start talking to people, you will find it to be the most thrilling opportunity in the world. Every person you meet, what could they be to you? It’s unlimited! Maybe a friend for life, an open door to retiring, a colleague for years to come. This is big, and sometimes, in the beginning when we are just getting started, we don’t always see how big it really is.

So before you are tempted to give up or get discouraged, remember that all success is based on long-term commitment, faith, discipline, attitude and a few stepping stones along the way. You might not like the stone you are on right now, but it’s sure to be one of the stones that leads to great opportunities in the future.

7 Ways to Teach Kids How to Save Money -Post 504

Starting early can make a world of difference when it comes to teaching children to save and make sound financial decisions.

Luckily, there are simple ways to teach kids about money and help youngsters learn smart saving techniques. Here are some approaches to teaching children the valuable art of saving.

1. Teach kids about money with actual money

In a world where anything can be purchased with the swipe of a card or typing of a password, the simple reality of cash can help teach the value of a dollar. That’s why using physical currency can be a smart way to teach kids about money. Counting coins and bills can also help preschoolers with hand-eye coordination and math skills.

2. Pay your kids a commission 

Kids are like little sponges. They absorb everything around them—especially the things their parents are intentional about teaching them.

But here’s the thing: Many parents today are so centered on what their kids want that they lose perspective on what their kids really need. And what kids need more than stuff—what will benefit them most over the course of their lives—is to understand the value of hard work.

Teaching a child to work is not for our benefit as their parents. We teach kids to work because it gives them dignity in a job well-done and the tools and character to win as adults. They might complain now, but someday, they’ll thank you.

The worst thing a parent can do is to become a human ATM, handing out cash whenever little Timmy wants to buy something. What parent likes that, anyway? But that’s kind of the idea behind a traditional allowance. You give your kids money whether or not they’ve earned it. Even the word “allowance” implies a child is entitled to a certain amount of money just for living and breathing.  And here’s the best part: Hard work is an antidote to entitlement—and key to learning the value of a dollar.

What We Know as Adults We Learned as Children—Your Kids Will Be No Different

There’s a way to teach kids that money comes from work, and you can start when they’re as young as 3 or 4 years old. Want to know what it is? It’s the commission system, and it’s actually really easy to do!

First, keep the jobs and the pay age-appropriate. For example, pay your 3-year-old a quarter if they put away their toys or 50 cents if they make their bed. Don’t worry about quality at this point. Just make a big deal about completing the job, do a little cheer, and pay immediately. Then they’ll make the connection between working and getting paid.

3. See the savings

Using a clear container as a bank can help give kids a sense of accomplishment watching the coins and dollars stack up. Make goals visible by marking a line on the side of the container as a target to reach. Not only does this teach children about saving, it makes reaching goals exciting and fun!

On the other hand, let’s say you have a 10-year-old. Give them more responsibility and independence to succeed or fail. Assign a list of chores they need to complete throughout the week, like feeding the dog, washing the dishes, or taking out the trash. At the end of the week, add up how much they earned based just on the jobs they actually completed, and pay out that amount.

If you start your kids on commission at a young age, they’re off to a great start for earning money outside of the home as teens. And that work ethic will stick with them into adulthood.

4. Teach children to allocate their savings

To introduce money management, as well as delayed gratification and charity, encourage your child to divide their money into three piles: savings, spending and sharing. You can do this online with the website Threejars.com, where kids can track their earned allowance and even earn interest on savings.

5. Set saving goals

Help your child develop savings targets to make sure savings isn’t an open-ended concept. The first goals should be reachable, fun and defined by both the parent and child. Sure, it may seem silly to save for a small toy, but the sense of achievement is worth it.

6. Teach kids about saving money in a bank account

As your child matures and has accumulated at least $100 in long-term savings, look into a bank savings account. Most major banks offer children’s savings accounts that can be opened online or at a local branch. A trip to the bank may be a new and fascinating experience for your child, inspiring a sense of maturity and financial responsibility. It’s also a great time to teach kids about other money concepts, like interest and risk.

7. Have conversations about saving

The best tool for money management is conversation. Parents should talk to their kids about money matters like budgeting and investing. Aim to mirror good money behaviors, but remember it’s also okay to admit to your own money mistakes.

Show your kids what smart money management is. Visit Nationwide Bank for information on banking, investing and more.

Fight of Your Life – Post 503

Are you prepared to fight for your dream?

For years, I end my speeches with… 

If you want a thing bad enough to go out and fight for it,
to work day and night for it,
to give up your time, 

your peace and sleep for it…
If all that you dream and scheme is about it,
and life seems useless and worthless without it…
 
And if you gladly sweat for it and fret for it
and lose all your terror of the opposition for it…
 
If you simply go after that thing that you want with all your capacity,
strength and sagacity,
faith, hope, and confidence and stern pertinacity…
 
If neither cold, 
poverty, 
famine, nor gout, 
sickness nor pain, of body and brain,
can keep you away from the thing that you want…
 
If dogged and grim you beseech and beset it,
with the help of God, YOU WILL GET IT!
Be prepared to get hit, but hit back harder.
Stay the course. Victory is Yours!
Go Fight For Your Dream!

-Les Brown
Mamie’s Baby Boy