Seek Clarity – Post 512

Most of us have the desire to either improve or we have a need or challenge in one or more areas in our life. My goal for this blog going forward is to bring valuable information on topics such as time management, money, faith or belief, developing new skills and habits, leadership development, health and wellness, and building better relationships.

Successful people are always the first to act on their desire to continually grow in all areas of their life. So on this blog I’ll be covering topics such as High Performance Habits by Brendon Burchard; Goal building, journaling, and time management skills from Jim Rohn; How to achieve Financial Peace by Dave Ramsey; and many, many more topics from folks like Robert Kiyosaki, John Maxwell, Bob Beaudine, Anthony Robbins, Napoleon Hill and many others.

My goal is to empower you to grow and continually transform yourself through personal development. My invitation is for you to get on this personal development road with me and the invitation is extended to everyone, but, few will join me.

Today we will be discussing Seeking Clarity.

Brendon Burchard in his book “High Performance Habits” says that one of the first habits to reach a higher level of performance personally and professionally is to Seek Clarity. To seek clarity on who you want to be, how you want to interact with others, what YOU want, and what will bring you the greatest meaning.

I invite you to take a sneak peek at what is possible when you seek clarity. I want you to think about those rare questions that most people simply don’t ask themselves. What kind of person do I want to be? What are my intentions and objectives? What if I decide to set and reach higher goals? What if I decide to go for my dreams? What if I can change certain unpleasant things about myself? What if I can significantly make a difference in the lives of others? What can I focus on that will bring me a sense of connection and fulfillment?

It’s from these questions that a new life begins to evolve. Satisfaction in life doesn’t come from focusing on what is automatic, easy or natural for us. It is the result of how we strive consciously to meet life’s harder challenges, to grow beyond our comforts and to deliberately understand, love, serve and lead others.

Personal Development opens up a whole new world of potential and possibilities. I believe the first step in personal development is to find clarity in your life so you can develop a roadmap on how to get from here, where you are today, to where you want to be.

I’ve been a pharmacist now for many years and I have been successful at it and I have a lot to be grateful for. I’ve put my kids through private school, I’ve built my dream home, and we’ve taken nice vacations over the years. It’s just that something inside just doesn’t feel right. I have this sense of frustration and a restlessness that even though life has been good there is something more out there. That I haven’t really found my “thing.” When the lights go out, after all these years of pushing hard in pharmacy my internal chatter starts scratching at my reality and I am sure that many of you have asked yourselves these same or similar questions.

Is all of the complexity I’ve created in my life even worth it?

Is this new direction I want to pursue the right direction for my family and me at this stage of our lives?

Things are good, so if I try something new will everyone think I’m crazy? Am I just being stupid or ungrateful?

I’m stretched pretty thin. Can I really give any more right now?

Am I really good enough to play at the next level?

Why am I starting to feel so distracted?

Why do my relationships feel sort of blah?

I’ve had so much success in my life why am I not more confident at this point in my life?

When these questions go unanswered for too long, an unraveing begins. Day-to-day motivation wanes. You begin felling restrained or unfulfilled. Your passion isn’t at the level it used to be but at least everyone at home and at work is fairly happy.

Ultimately the dissatisfaction spreads into relationships at home or work and others begin to notice. The stress of disappointment imparts a hard edge that loved ones begin to feel. Contribution at work falls off. Calls don’t get returned. Excitement, joy, and confidence are gone and with them goes performance.

I have some questions for you to reflect on.

Are you ready, really ready? Are you tired of being where you are and excited to get where you want to be?

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Will you make the commitment to read? Thin about one great book you have read and the changes it brought about in your life. Now imagine what this next year is going to do for you!

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If personal development is whole life, then which are of your life is in the best shape? Which is the worst? Take some time to think through where you are so you can evaluate where you stand and how you are going to grow in the next year.

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How disciplined are you? Is it something you struggle with, or is it a strength?

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Which are you more focused on: Intake (learning, gathering information) or output (doing, taking action)? We all have a bias, so to speak. The answer to this will determine how you need to make adjustments over the coming year.

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ACTION POINTS:

Any or all of these are great ideas to get you moving toward your goal.

  1. Write down three great books you have read and three great books you want to read. Now, buy one – or pull it off the shelf and start. We recommend Jim’s The Five Major Pieces to the Life Puzzle, his The Seasons of Life, and Napoleon Hill’s book, Think and Grow Rich. If you have already read these books or just have something else in mind, that’s fine. Just start the process of reading daily. We recommend reading the Bible or a book that will spiritually enhance your life in the morning and reading what is on your recommended reading list at night.
  2. Take at least one tangible action to make yourself stronger in the following area that you are weakest in: Physical, Spiritual or Mental. For example, if you are weakest in the physical area, then walk a mile three times this week.
  3. Take an area you lack discipline in and set up a pattern for yourself to follow this week and then do it!
  4. Celebrate the fact that you have accepted the invitation to go on the journey of self-growth and personal development. Regardless of the challenges you may be facing, today is a new day, the beginning of infinite possibilities. As Jim said, “You cannot change your destination overnight, but you can change your direction.” Congratulations on taking that step.
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Conversation Controlling Power Phrases – Post 511

Have you ever had the problem of how to transition a conversation in a way that you get permission to talk about what you can do to help?

When you are having a conversation with someone and you have uncovered a problem there is an easy way to transition to your solution. Here are a couple of quick phrases that you can use that allows you to get their permission and then to prepare the individual to mentally say “yes I want to hear what you have to say.”

Here is the first approach, they are talking about their problem and you are listening to them, here is what you say,

  • “I was thinking about what you were saying just a few minutes ago about your problem with……. It occurred to me that there might be a way to turn that around if you were interested in resolving it.”

Think about the power of that simple statement. You can reference any conversation whether it was today, last week, on Facebook, in an e-mail, wherever they made the statement, by using this simple phrase. No matter what the problem, health, energy, bills, etc. this phrase is powerful.

I was thinking about what you said last week about ……….. It occurred to me that there might be a way to turn that around if you were interested in resolving it.

Do you realize the power in that phrase, if you were interested in resolving it? What are they going to say, “No I like misery” or “no I like being broke.” There is no way that you are not going to get a positive answer from them.

It occurred to me that there might be a way to turn that around if you were interested in resolving…

What if they did respond with some negative response? “I’ve lived with it for so long I know there is no way to fix it.”

You respond with the magic word, WHY.

Why do you feel that way or why have you given up, or if there was something out there that might help you whywouldn’t you want to know how …?

Once they respond indicating that they want to hear what you say then you can proceed.

Another version that can be used in place of “It occurred to me” would be, “is this something you want to resolve or is this something  you are prepared to live with it.”

Try these phrases in your conversations and let me know what happened.

Keith Abell, RPh CIP MI
Save Money, Get Healthy, Earn Cash!
http://AIMHighForSuccess.com

 

Hearing “No” Can Take Your Business to the Next Level! – Post 510

By Richard Fenton & Andrea Waltz

What if, starting today, the word “no” didn’t stop you?

What if every time you heard the word no, you became stronger, more powerful, and more resilient?

What if the greatest success strategy in the world was not to go for yes, but to go for no?

For people who are discouraged by the failure and rejection that can come with building their business, here is a concept that can inspire them in a totally new way. It is true: the word no doesn’t have to hinder you. In fact, it can empower you to achieve a whole new level of greatness you never dreamed possible.

In order to tap into the “power of no” the first thing you must do is Change your mental model of “success” and “failure.”

Most people operate with the following mental model:

SUCCESS< = = YOU = = > FAILURE

They see themselves in the middle, with success on one end and failure on the other. They do everything they can to move toward success and away from failure. This is a recipe for average performance! But what if you reconfigured that model?

YOU = = > FAILURE = = > SUCCESS

Instead of viewing failure as something to be avoided, turn it into a “stepping-stone” on the path to success and gratification. In other words: Success (yes) is the destination. Failure (no) is how you get there.

To achieve significant success in today’s world. Failure is not just a possibility, it’s a requirement. Look at the most successful business owners and what you will find behind their success is a person who went through failure (sometimes a lot of it!) along the journey.

Once you have changed your “mental model” you can move to the next important step in harnessing the power of no.

Stop Tolerating No and Start Embracing It!

Admittedly, this could be a little challenging at first. But, the question you need to ask is, when you hear no, what does that mean to you? How do you respond to it both internally, in your mind…and externally, in your actions?

This is important because it is this and this alone that ultimately spells the difference between long term success and failure for millions of people all over th planet. Not age. Not gender. Not training. Not skill. Not the product or service being offered. Not the economy. Nothing but this! Stop Tolerating No and Start Embracing It!

We are not suggesting that you simply tolerate failure, fighting your way through hearing no. We are suggesting that you embrace it. Like it. Learn to love it.

Are we saying that you must love “no” or you won’t succeed!

It is true that there are some people who never become comfortable with failure and rejection, yet are highly successful. These people keep “failing forward” in spite of their feelings.

If the same person could learn to do more than “tolerate” failure and rejection…and, perhaps, one day even learn to enjoy being rejected and hearing no, then the journey itself could also be rewarding, not just the destination.

So here’s an exercise for you to do right away. Starting tomorrow, every time someone tells you no, immediately say to yourself, “Great! I’m one step closer to yes.”

At first it’s going to feel really strange! And you’ll feel like you’re lying to yourself; but you’ll eventually find that hearing no will…in fact…start to be fun!

How High Is Your No-Quotient?

As you already know, I.Q. stands for Intelligence Quotient, and there’s nothing wrong with having a high IQ. But the number that really matters in life is your NQ, your No-Quotient-the number of times you are willing to hear no before succeeding…the number of times you are willing to get knocked down and then get back up, knowing full well that you are almost certain to get knocked back down again. That’s perhaps the most important number that determines greatness in today’s world.

When you peel away the outer layer – the glitz and glamour of what is seen on the surface – you will discover stories of what we might call “successful failures.”

Most professional who have achieved massive success are, in fact, “successful failures” living this philosophy every day as they build their business.

How would you like to be that next “successful failure?”


To learn more about Richard Fenton & Andrea Waltz best selling book “Go for No! Yes is the Destination, No is How You Get There” click the “Amazon” link below.

What’s the TRUE cost of identity theft? – Post 508

What’s the TRUE cost of identity theft?

There is NO WAY to protect yourself from a data breach. Identity and Credit Theft are some of the fastest growing crimes in America today. Obviously, protecting yourself from them both is now more important than ever!

idtheft

Protect you and your family now!. See this article on Equifax massive breach. Odds are, your private information is being sold.

Equifax says a giant cybersecurity breach compromised the personal information of as many as 143 million Americans — almost half the country.

Cyber criminals have accessed sensitive information — including names, social security numbers, birth dates, addresses, and the numbers of some driver’s licenses.

Additionally, Equifax said that credit card numbers for about 209,000 U.S. customers were exposed, as was “personal identifying information” on roughly 182,000 U.S. customers involved in credit report disputes. Residents in the U.K. and Canada were also impacted.

The breach occurred between mid-May and July, Equifax said. The company said it discovered the hack on July 29.

The data breach is one of the worst ever, by its reach and by the kind of information exposed to the public.

“This is clearly a disappointing event for our company, and one that strikes at the heart of who we are and what we do,” said Equifax chairman and CEO Richard F. Smith.

Equifax is one of three nationwide credit-reporting companies that track and rates the financial history of U.S. consumers. The companies are supplied with data about loans, loan payments and credit cards, as well as information on everything from child support payments, credit limits, missed rent and utilities payments, addresses and employer history, which all factor into credit scores.
Unlike other data breaches, not all of the people affected by the Equifax breach may be aware that they’re customers of the company. Equifax gets its data from credit card companies, banks, retailers, and lenders who report on the credit activity of individuals to credit reporting agencies, as well as by purchasing public records.

Equifax is mailing notices to people whose credit cards or dispute documents were affected.

It also says that consumers can check to see if they’ve potentially been impacted by submitting their name and the last six digits of their social security number. Users are given a date when they will be enrolled in free identity theft protection and credit file monitoring services. Equifax did not immediately reply to CNN Tech’s request for more information about the process.

“This is reason Number 10,000 to check your online bank statements and credit card statements on a regular basis, ideally weekly,” said Matt Schulz, senior industry analyst at CreditCards. com. “Bad guys can be very patient, so it’s important to keep an eye out long after this story fades from the headlines.”

Again, with all this in mind. I SAY PROTECT YOU AND YOUR FAMILY 🙂

That’s why I use Youngevity Protect Identity and Credit Monitoring. Youngevity Protect’s mission is to provide the highest level of identity protection and service possible. With two levels of defense, Identity Theft programs help halt fraud before any real damage is done by detecting harmful use of personal information, and tools to proactively defend my identity, and guaranteeing 100% satisfaction restoration in the event of a breach.

Protect your identity and credit. Plus receive $1m in coverage. To see how it compares to lifelock visit: https://lnkd.in/eAvqe5B (just one of many products offered through AIM High Business Solutions.

 

7 Ways to Teach Kids How to Save Money -Post 504

Starting early can make a world of difference when it comes to teaching children to save and make sound financial decisions.

Luckily, there are simple ways to teach kids about money and help youngsters learn smart saving techniques. Here are some approaches to teaching children the valuable art of saving.

1. Teach kids about money with actual money

In a world where anything can be purchased with the swipe of a card or typing of a password, the simple reality of cash can help teach the value of a dollar. That’s why using physical currency can be a smart way to teach kids about money. Counting coins and bills can also help preschoolers with hand-eye coordination and math skills.

2. Pay your kids a commission 

Kids are like little sponges. They absorb everything around them—especially the things their parents are intentional about teaching them.

But here’s the thing: Many parents today are so centered on what their kids want that they lose perspective on what their kids really need. And what kids need more than stuff—what will benefit them most over the course of their lives—is to understand the value of hard work.

Teaching a child to work is not for our benefit as their parents. We teach kids to work because it gives them dignity in a job well-done and the tools and character to win as adults. They might complain now, but someday, they’ll thank you.

The worst thing a parent can do is to become a human ATM, handing out cash whenever little Timmy wants to buy something. What parent likes that, anyway? But that’s kind of the idea behind a traditional allowance. You give your kids money whether or not they’ve earned it. Even the word “allowance” implies a child is entitled to a certain amount of money just for living and breathing.  And here’s the best part: Hard work is an antidote to entitlement—and key to learning the value of a dollar.

What We Know as Adults We Learned as Children—Your Kids Will Be No Different

There’s a way to teach kids that money comes from work, and you can start when they’re as young as 3 or 4 years old. Want to know what it is? It’s the commission system, and it’s actually really easy to do!

First, keep the jobs and the pay age-appropriate. For example, pay your 3-year-old a quarter if they put away their toys or 50 cents if they make their bed. Don’t worry about quality at this point. Just make a big deal about completing the job, do a little cheer, and pay immediately. Then they’ll make the connection between working and getting paid.

3. See the savings

Using a clear container as a bank can help give kids a sense of accomplishment watching the coins and dollars stack up. Make goals visible by marking a line on the side of the container as a target to reach. Not only does this teach children about saving, it makes reaching goals exciting and fun!

On the other hand, let’s say you have a 10-year-old. Give them more responsibility and independence to succeed or fail. Assign a list of chores they need to complete throughout the week, like feeding the dog, washing the dishes, or taking out the trash. At the end of the week, add up how much they earned based just on the jobs they actually completed, and pay out that amount.

If you start your kids on commission at a young age, they’re off to a great start for earning money outside of the home as teens. And that work ethic will stick with them into adulthood.

4. Teach children to allocate their savings

To introduce money management, as well as delayed gratification and charity, encourage your child to divide their money into three piles: savings, spending and sharing. You can do this online with the website Threejars.com, where kids can track their earned allowance and even earn interest on savings.

5. Set saving goals

Help your child develop savings targets to make sure savings isn’t an open-ended concept. The first goals should be reachable, fun and defined by both the parent and child. Sure, it may seem silly to save for a small toy, but the sense of achievement is worth it.

6. Teach kids about saving money in a bank account

As your child matures and has accumulated at least $100 in long-term savings, look into a bank savings account. Most major banks offer children’s savings accounts that can be opened online or at a local branch. A trip to the bank may be a new and fascinating experience for your child, inspiring a sense of maturity and financial responsibility. It’s also a great time to teach kids about other money concepts, like interest and risk.

7. Have conversations about saving

The best tool for money management is conversation. Parents should talk to their kids about money matters like budgeting and investing. Aim to mirror good money behaviors, but remember it’s also okay to admit to your own money mistakes.

Show your kids what smart money management is. Visit Nationwide Bank for information on banking, investing and more.

Fight of Your Life – Post 503

Are you prepared to fight for your dream?

For years, I end my speeches with… 

If you want a thing bad enough to go out and fight for it,
to work day and night for it,
to give up your time, 

your peace and sleep for it…
If all that you dream and scheme is about it,
and life seems useless and worthless without it…
 
And if you gladly sweat for it and fret for it
and lose all your terror of the opposition for it…
 
If you simply go after that thing that you want with all your capacity,
strength and sagacity,
faith, hope, and confidence and stern pertinacity…
 
If neither cold, 
poverty, 
famine, nor gout, 
sickness nor pain, of body and brain,
can keep you away from the thing that you want…
 
If dogged and grim you beseech and beset it,
with the help of God, YOU WILL GET IT!
Be prepared to get hit, but hit back harder.
Stay the course. Victory is Yours!
Go Fight For Your Dream!

-Les Brown
Mamie’s Baby Boy

3 Words that can Change Your Life – Post 502

You’re gonna die

Memento Mori’ which is Latin, it means, “Remember your death.” There’s a quote from Marcus Aurelius, the Roman Emperor and he wrote, “You could leave life right now, let that determine what you do and say and think.”

You’re gonna die! 

This could be my last podcast, the last show in my life. You know, the last time I talked to my wife could be the last time and you’ve got to let that determine, you’ve got to let that shape, death should, the thought of your mortality and death, not in a depressing way, should shadow everything that you do because it’s the only way to make sure you do it right.
The three words, “You’re gonna die,” that should let you cut out bullcrap. That should let you decide how you’re going to treat other people and let yourself be treated. And it should determine the quality of the work that you’re going to do.

Think about this, when the police lights go on behind you, you’re scared shitless. You change your behavior. Then the car drives by you, right? And then for like three minutes, you’re like, okay under 55 now, and then you know four minutes later you’re going 73 again, right?

And that’s how I think people do it in life.

Something bad happens, they hear something, they see something and they’re like oh shit.

We should live under the mindset of, you’re gonna die.

It’s like you hear about a friend who has cancer, and you think like What would I do if I had cancer, right?

You do have cancer.

You’re gonna die.

You just don’t, you just don’t, first off because lots of people do get cancer, so there’s a real chance the cells, the cells are already in your body, right?

Yeah, but like you do have a fatal diagnosis from a doctor, He just can’t tell you if it’s six months or 60 years.

But you know you are definitely, a hundred percent going to die and it could be tomorrow so what are you going to do with that information?

You’ve got to play the game of life as if you’re gonna die tommorrow.

What legacy are you going to leave for yourself.

I push so hard, so hard, and will through my vehicle. Which isn’t meditation, which isn’t golf or sports,

My vehicle is entrepreneurship.

I can’t help it. It’s what I love.

I love building businesses.

I Love competing in that arena.

I love that game.

That’s my vehicle. It’s the fear of getting old and having regret. Regret that I didn’t push myself to succeed, to be all that I can. To live as if I was going to die tommorow.

Stop making excuses,

stop complaining,

nobody’s listening.

They may pretend they’re listening, the market doesn’t care.

What you need to do is make one person happy:

You.

Then you can make everybody else happy.

I implore you to take this last little rant and really look at yourself and understand, are you doing the things in life that are putting you in a position to succeed?

Not just in a business world but in life.

Are you living in all areas of your life as if Your Gonna Die.

One life, my friends. One time.